Relief from creditor harassment is one of many benefits of filing for bankruptcy. The moment you file a petition with the bankruptcy court, the automatic stay goes into effect, putting an immediate stop to all debt collection actions against you. That includes creditor calls, wage garnishment, repossession, foreclosure proceedings and debt collection lawsuits. If you are struggling with overwhelming debt and you are experiencing creditor harassment or abuse, contact an experienced bankruptcy lawyer to find out if bankruptcy is the right solution for you.