Debt Relief

Recent blog articles written about debt relief in Los Angeles, CA. If you have a question that is urgent please call us at(213) 699-3055. Our Los Angeles debt relief lawyers are standing by for your call.

When Student Loan Debt Leads to Bankruptcy

Bankruptcy, Chapter 11, Chapter 13, Chapter 7, Credit Card Debt, Debt Relief, Debt Settlement FAQ|

It can be very difficult, if not impossible, to discharge student loans through bankruptcy. Courts require that you prove it would cause an undue hardship for you to pay. The problem with this is that Congress has never defined what constitutes an "undue hardship," thus leaving it in the hands of many courts to determine

U.S. Retirement Crisis

Bankruptcy, Credit Card Debt, Debt Relief, Debt Settlement FAQ, Foreclosure|

More seniors are filing for bankruptcy, leaving many to question if America is facing a “retirement crisis."U.S. Retirement CrisisAccording to a paper by academic researchers affiliated with the Consumer Bankruptcy Project, "Older Americans are increasingly likely to file consumer bankruptcy and their representation among those in bankruptcy has never been higher.”So what's the potential reason? High

What is Debt Consolidation?

Bankruptcy, Credit Card Debt, Debt Relief, Debt Settlement FAQ|

Debt consolidation means that all of your smaller loans get paid off with one large loan. So you essentially get one lump sum to pay off your smaller loans so that you only have one monthly payment rather than several monthly payments. The theory behind this is one payment is easier to manage than

Debt Repayment After Losing a Spouse

Bankruptcy, Chapter 13, Chapter 7, Credit Card Debt, Debt Relief|

Losing a spouse is one of the hardest things a person can go through. Making this time even harder is dealing with any debt that might have been left behind. Debt Repayment After Losing a Spouse The first few months after losing a spouse are the hardest. As you adjust

Stop the Collection Calls

Bankruptcy, Bankruptcy Means Test, Chapter 11, Chapter 13, Chapter 7, Credit Card Debt, Creditor Harassment, Debt Relief, Debt Settlement FAQ, Foreclosure, How to Stop Foreclosure, Loan Modification, Second Mortgage Settlement, Short Sale, Tax Settlement, Wage Garnishment|

Collection calls are stressful. Even more stressful is when those calls persist. If you are struggling under insurmountable debt and are receiving ongoing collection calls from your creditors it's important to know that there is a way to stop the ongoing harassment. Stop the Collection Calls Unfortunately, it is not illegal for debtors to call